Making Money Happen

Nationwide light doc real estate loans. Fast. Easy. With your own dedicated full cycle consultant.

Bridge Financing
  • Fix&flip

  • Ground Up construction

  • Stabilized bridge

  • Rental Portfolio Financing

  • Individual rental property loans

  • DSCR

  • Expert debt consultation

  • Commercial bridge debt

  • Multifamily Term debt

Term Financing
Commercial Services

Flexible terms for your real estate deals.

At Murphy Investment Capital, we specialize in securing tailored financing solutions for your real estate investment needs, whether for single properties or large (1-4 unit) portfolios.

Millions funded across 17+ states!

Trusted by Investors

DSCR Real Estate Financing

Offering direct 30 year Debt Service Cover Ratio (DSCR) loans for rental properties. These loans are typically on 1-4 unit count properties, but some 5-9 unit small balance MF loans (under $5 million) can be considered for balance sheet placement.

gray wooden house
gray wooden house
Tailored Financing Solutions

We offer flexibility on terms, expanded guidelines for rent verification, and partial interest only ARMs for cash flow sensitive investors.

Portfolio Debt Solutions

Cross-collateralization means the securing of one loan from multiple rental properties. Loan limits as high as $65 million!

Individual Property Funding

Single property 1-4 unit deals can be underwritten and banked directly.

Old farmhouse surrounded by large trees and greenery.
Old farmhouse surrounded by large trees and greenery.
Fix and Flip Bridge Financing (1-4 Units)

Our fix/flip direct deals are all 12 month interest only with up to 90% purchase leverage and 100% renovation cost holdback.

These deals are all "non-dutch" which means you only pay what you draw.

a row of houses under construction in a residential area
a row of houses under construction in a residential area
Ground-up Bridge Financing (1-4 Units)

12-24 Month interest only. Funds typically released on a draw schedule for line items completed.

architectural photography of gray building
architectural photography of gray building
Commercial Broker Services

Any deal considered commercial or multi-family, we can broker loans for. This includes office, industrial, warehouse, or 5+ unit.

Customer Reviews

Hear from our satisfied clients about their financing experiences.

Logan is highly knowledgeable and extremely determined. Took extra time to help me understand my first deal.

Arnold R.
A real estate auction sign displaying the word 'SOLD' in bold red letters. The sign includes images of a home's interior featuring a living room with modern furniture, and it is set against the backdrop of trees and sky.
A real estate auction sign displaying the word 'SOLD' in bold red letters. The sign includes images of a home's interior featuring a living room with modern furniture, and it is set against the backdrop of trees and sky.

Norwalk, CT

The team at Murphy Investment Capital provided exceptional service and tailored solutions for my real estate portfolio. I couldn't be happier with the results they delivered.

A nighttime scene featuring a large billboard displaying various real estate project logos and names. The billboard includes logos for 'Khang Dien,' 'The Classia,' 'Safira,' 'Mega Residences,' and 'Mega Ruby.' The setting is outdoors with a streetlight illuminating part of the billboard, and an apartment building is visible in the background. Palm trees and street signs are present in the foreground.
A nighttime scene featuring a large billboard displaying various real estate project logos and names. The billboard includes logos for 'Khang Dien,' 'The Classia,' 'Safira,' 'Mega Residences,' and 'Mega Ruby.' The setting is outdoors with a streetlight illuminating part of the billboard, and an apartment building is visible in the background. Palm trees and street signs are present in the foreground.
Sarah L

Los Angeles, CA

★★★★★
★★★★★